Help for wounded heroes in times of need.
Following a serious catastrophic injury while on duty, it may be possible to receive a $ 100,000 tax-free benefit through the Service Members’ Group Life Insurance program, also known as TSGLI. This Catastrophic Injury Protection program can provide benefits even if the injury occurred outside of the service area. Unfortunately, getting benefits can be challenging at times. Injured service members could initially be rejected for performance or receive comparison offers that are well below what they deserve.
Talk to a TSGLI Benefits attorney
Attorney Brett O’Brien is very familiar with TSGLI’s claims and complaints. For more than a decade, he has been advocating for injured service members. If you have been wrongly denied TSGLI benefits, Attorney O’Brien has a strong appeal. In addition, he will ensure that the benefits are not delayed or reduced. If you suffer from a catastrophic injury, contact Attorney Brett O’Brien for free consultation by filling out the online contact form or calling (202) 600-4996 today.
Obtaining coverage under TSGLI
The Catastrophic Injury Protection Program, formally known as the Service Member’s Group Life Insurance Program (TSGLI), is a Department of Veterans Insurance program that has been implemented to provide financial benefits to severely injured service members. The TSGLI benefit program is included in the SGLI (Group Life Insurance Program) of the service members. The program is made available when service members add an additional dollar to their SGLI awards to cover TSGLI.
According to TSGLI, qualifying loss or serious injury is loss caused by external violence, such as B. a physical condition or violence that is directly related to a stressful event. Disqualifying injuries that could result in ineligibility of the TSGLI program include but are not limited to: Injuries resulting from attempted suicide; All self-inflicted injuries; Injuries from willful use of controlled or illegal substances; Injuries while committing a crime; Injuries caused while committing a crime; An injury resulting from surgical or medical treatment of an illness or disease; An injury caused by a physical or mental illness or illness, other than that caused by a wound infection; a biological, radiological or chemical weapon; or accidental ingestion of a toxic or contaminated substance.)
Catastrophic Injury Protection can pay a one-time relief benefit of $ 25,000 to $ 100,000, depending on the qualifying loss. Depending on the case, covered losses can be combined and treated as a single loss to receive a payout. A covered loss can include, but is not limited to: hearing; Sight (vision); Speech; Amputations; Traumatic brain injuries; Facial reconstruction; Salvaged limbs (instead of amputation); Second degree burns or worse on 20 percent of the face or body; Paralysis such as hemiplegia, uniplegia, paraplegia, or tetraplegia; Urogenital losses, such as loss of use of testicles, uterus, or unified system; Traumatic head injury due to the inability to perform at least two activities of daily living or a head injury that caused the service member to coma.
How to get TSGLI benefits
To receive benefits, qualified service members, officers, military trustees, or legal guardians must submit a Form SGLV 8600, an application to receive TSGLI benefits. It is important to note that a licensed healthcare provider must complete a section of the application. In this section, the healthcare provider must provide a detailed report of the injuries suffered by the requesting service member. In addition, the applicant must provide a medical record of the qualified injury. In addition, explanations of the violation must be given.
Documents that could be included in the application to substantiate the presence of the injury could include: A surgical report for amputation injuries; Neurological reports of loss of daily living activities or traumatic brain injury; A physiotherapy or occupational therapy report for activities of daily living; Eye test documents for loss of sigh; Results of hearing test for hearing loss; Language test results in case of language loss; A medical history report or a summary report; A summary of the patient discharge; An accident report; An X-ray report, e.g. B. an MRI report, ultrasound, or X-ray; Medical or physical evaluation boards; Other relevant reports designed to establish the type of injury suffered and the duration of the loss of daily life activities; Other types of diagnostic test results, such as B. Laboratory reports.
The process to obtain the benefits of the Catastrophic Injury Protection Program
Injured service members can only make a single claim for damages, regardless of whether there is more than one injury. Even if multiple injuries were caused by a single incident, only one lawsuit should be filed. However, the lawsuit should include a detailed report of any serious injuries caused by the individual event.
Each service branch processes the claims of its own service members. The average assessment and processing times for claims submitted to the army are an average of 120 days after receipt of the application. Any incomplete form that is missing contact information, medical records, or other important information can delay the process even longer. Once the agency has made a final decision, the application will be sent to the Office of Servicemembers group life insurance for review. Once this department receives the claim, the process can take up to 14 days.
In the event that a TSGLI claim has been approved, a deposit is made with the designated financial institution. If the claim is denied, a notification of the claim will be sent in the mail. A rejection notice will provide guidelines for making a complaint or re-examination.
Get professional legal assistance for your benefit claim
For service members injured while on duty or in reserve, benefits are available through the Servicemembers Group’s life insurance program. Unfortunately, many service members find it difficult to obtain benefits even after suffering a qualified injury. In some cases it can be difficult to obtain the correct documentation for the violation. In other cases, only missing or incomplete documents are available. To ensure that a full and strong claim is made, the assistance of an accomplished lawyer should be sought.
If you are an Injured Service Member or Qualified Agent, Attorney Brett O’Brien will be vigilant about your right to receive TSGLI benefits. If you have been denied services, Attorney O’Brien will provide the professional representation you need to appeal the decision and provide you with a better way to receive benefits. Contact Attorney O’Brien today by filling out the contact form or by calling (202) 600-4996.