What Not To Say To Your Insurance coverage Firm After An Fort Price Automotive Accident

0
34
What Not To Say To Your Insurance Company After An Fort Worth Car Accident

If you’ve ever had a car accident, the first things come first. Are you alright Are the other parties alright? If you are still in the vehicle, is the vehicle in a safe place? Depending on the type of accident and how you feel, you can think about: How much will it cost me? You may be minding your own business and driving on I-35 if someone leaves you or steals your car. Perhaps you’re driving on Crowley Road near Edgecliff Village if someone walks out of the Sycamore School Road driveway, doesn’t look, let alone gives way, and hits you.

If you’ve had an accident like this, you’ll know the emotions racing through your brain: from anger to fear back to anger.

Your mind will try to play all sorts of pranks on you to make you feel responsible for what happened. That is your instinct for survival. When in a stressful life or death situation there is nothing you can do to change what just happened, you may envision scenarios where you might have been slowing down and putting on the brakes faster. You need to combat this tendency, to think rationally, for the good of all concerned, including yourself and those who are closest to you.

The first and most important thing you can do is stay calm. Make sure everyone is fine and that help is on the way.

In stressful situations, having a plan in mind and knowing what to say and what not to say is helpful if you ever have an accident. Those first few minutes can make a huge difference in the future.

The car accident attorneys at the Patterson Law Group office in Forth Worth can help. We can even meet your insurance claim for you. Call our legal team at 817-784-2000 today for a free consultation.

10 things not to say to an insurance company after a car accident

1. Everything at all (immediately). In the event of an accident, you may need to speak to a police officer and medical professional immediately. You don’t have to speak to your insurance company right away. Make sure everyone is safe first. To breathe.

2. The accident was (partly) your fault. Let other people base their judgments on the facts.

3. The accident was someone else’s fault (or the weather or road conditions).

4. Any factual allegation or opinion that goes beyond what you have personally seen.

5. Never edit what has happened. You can say, “The other driver’s car turned into my lane and hit my car on the left hand side” when that happened. Don’t try to guess if the other driver seemed drunk. Never think about how you could have avoided the collision.

6. Any information that you are not sure about. An accident investigator can determine what actually happened, and inaccurate information can be used against you later, even if it is not your fault.

7. All information not directly related to the accident. Your insurance agent is not your friend. Anything you tell them can be used against you later. This is not the time to talk about your driving habits, your pets, or anything unrelated to the accident.

8. Any information related to your health or the health of others. You cannot be sure whether or how someone has been injured.

9. All information regarding damage to your car. Likewise, you may not be immediately aware of any damage to your car.

10. All information without first speaking to a lawyer. This is not an exhaustive or comprehensive list. We strongly encourage you to speak to a lawyer as soon as possible.

Ready to file a lawsuit but afraid of saying the wrong thing? Forth Worth auto accident attorneys at Patterson Law Group can handle your insurance claim for you. Call our legal team at 817-784-2000 today for a free consultation.

You shouldn’t speak to the other insurance company after an accident

Never speak to the other party’s insurer unless instructed to do so by a lawyer.

You may need to speak to your own insurance company to file a claim after an accident. (Unless you have an attorney to do this for you!) The conversation should be short and to the point. Unless you both have the same insurer, there is no need to speak to the other person’s insurance company. Your insurer can talk to their insurer, and their insurer can talk to professionals such as lawyers, doctors, and police officers.

What not to tell your insurance company

What to do if the driver does not contact the insurance company if there is a mistake?

It is your job to file a claim with your insurance company. It is the other driver’s job to file a lawsuit with their company. If for any reason they refuse, it may make your claim difficult to resolve. The other party can hope that all of this will go away, but it won’t. If the guilty party refuses to take responsibility, seek legal counsel.

Talking to insurance companies can affect your billing

Talking to an insurance company, including your own, can affect your billing. You may think your insurance company is on your side while the other driver’s insurance is on their side, but it just isn’t. Here’s why. First, there are two different types of coverage that may be involved: the debtor’s liability insurance and your own uninsured / underinsured insurance. If your damage is greater than the liability limits of the culpable party’s insurance limits, you may need to make an underinsured claim with your own insurance company. In that case, everything you have said to your own insurance company can and will be used against you by your own insurance company. Make no mistake, your own insurance company will do everything possible to limit the amount of money it may have to pay for your damages. Insurers are a profitable company and you will give them the same amount of insurance premiums in both cases.

Here is what a Fort Worth personal injury attorney can do for your car accident

If you’ve had a car accident the cost can be high. Patterson Law Group knows Texas insurance law and Fort Worth regulations by heart. Before speaking to your insurance agent, before accepting a settlement, find a legal counsel who you know will be on your side. We stand